AI PRODUCT INTELLIGENCE • SPEND

Spend & Expense AI Intelligence™

See where the money goes — and where it leaks
For business owners, finance teams, CA firms, startups and individuals

Upload a bank statement, card statement or expense register. Every payment is sorted into a category, recurring payments and subscriptions are listed, and duplicate, unusual and rising payments are flagged — with the savings you can act on. 🤖 An AI in your browser learns from your corrections, and ✨ Ask AI explains your spend in plain words.

Where the money goesYour result appears here

Money leaves every day. Do you know where?

Statements are long lists of codes and narrations. Subscriptions quietly go up, bills get paid twice, and costs creep up month after month. Spend & Expense AI Intelligence reads every line and shows you the picture — and the leaks.

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Every Payment Sorted

Rent, salaries, electricity, software, marketing, fuel, food, office, bank charges, taxes, EMIs, suppliers — sorted from the narration. Change any category in one click.

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Subscriptions & Recurring

Every monthly payment with its yearly cost — and the ones that went up in price, were charged twice, or stopped.

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Duplicate Payments

The same vendor and amount paid twice within a few days — money you can ask back.

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Unusual Payments

Far above the normal for that vendor, large round amounts to one-time payees, big payments on a Sunday.

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Trends

Which categories are rising — last 3 months against the 3 before, month by month.

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Savings to Act On

Duplicates to recover, price rises to negotiate, vendors to combine — in a one-page brief.

From a statement to savings

Any bank or card statement, or an expense register — the columns are matched for you.

UploadStatement
SortCategories
RecurringSubscriptions
CheckDuplicates • unusual
TrendsRising costs
SavingsTo act on
BriefExcel + Word

📖 Read Me — how to use this page

Follow these steps from top to bottom. Each step tells you where to look on the page — click Go there to jump to it. To know more about the product first, open ❓ Know about Spend & Expense AI.

1
Sign in — click Sign In / Sign Up at the top right of the page. Use the same account on one device at a time.
2
Purchase access — in the QuantumData Customer Access bar at the start of the workspace, click Purchase Access – $20 USD (30 days, unlimited files). Your dates appear under Your Access in the left panel. Go there →
3
Your details — in the middle panel Analyse My Spend, enter the business or account name and choose the currency. They appear on the brief. Go there →
4
Upload your statement — click the box Choose your statement or expense register. Download the bank or card statement from net banking as Excel or CSV (not PDF); 6–12 months is best. New? Click Download a sample file. Go there →
5
Check the columns — a small table shows which column was used for the date, description and amount paid. Change any drop-down that is wrong. Money received (deposits) is ignored.
6
Click Analyse My Spend — the blue button at the bottom of the middle panel. The right panel shows the total spent and the possible savings. Go there →
7
Read the result — below the three panels: the summary card, the tiles, and tabs: Categories, 🤖 AI, Recurring, Duplicates, Unusual, Vendors, Trends. Go there →
8
Teach the AI — open the 🤖 AI tab: payees marked 🤖 were sorted by the AI, with how sure it is. Click ✔ Correct or pick another category (also in the Vendors tab). The AI learns and sorts similar payees — in this file and next time, on this browser.
8a
✨ Ask AI (optional) — in the 🤖 AI tab, click 👀 See exactly what will be sent, tick I agree, then ✨ Explain my spend or type a question. Only totals and patterns are sent — never your file or payee names.
9
Act on the savings — ask for refunds on duplicates, question price rises, confirm stopped subscriptions were cancelled, and review unusual payments.
10
Download — at the bottom: Spend Analysis Workbook (Excel) and the one-page Spend Brief (Word). Repeat every month or quarter.
🔒 Everything happens inside your browser — your file is never uploaded to QuantumData servers. ✨ Ask AI is optional and sends only the summary you see and agree to.

Spend & Expense AI Intelligence

Sort every payment, find recurring costs, duplicates and unusual payments, and see the savings — from one statement.

QuantumData Customer Access Sign in or create your QuantumData customer account to begin.
Authentication required

Your Spend & Expense AI Journey

1. Sign Up / Sign InCreate or access your QuantumData customer account.
2. Purchase — $20 USD30 days of full access, unlimited files. First 5 customers get 35 days.
3. UploadBank or card statement, or expense register.
4. ColumnsMatched for you — check them.
5. AnalyseCategories, recurring, duplicates, unusual, trends.
6. SaveExcel workbook and Word brief.
Launch Offer — First 5 Customers
The first 5 paying customers receive 5 extra evaluation days (35 days in total). During those first 5 days, please try Spend & Expense AI on your real statements and help us improve it by reporting bugs, suggesting improvements and sharing your experience.
Access Period
Your $20 USD purchase gives you 30 days of access (35 days for the first 5 customers) — analyse as many statements as you like. To continue afterwards, simply purchase again. Access does not renew automatically.
You stay in control
Categories are suggested from the narration — change any you disagree with. Check duplicates and unusual payments with the vendor before acting.

Your Access

Access Valid From—
Access Valid Until—
Sign in to view your access status.
One-device access
Your subscription supports one active device at a time. If you sign in from another device while already active elsewhere, you will be asked to continue from the new device. If no action is taken, the previous session will be logged out automatically after 5 minutes.

Analyse My Spend

Want to see it first?
🔒 Your file is analysed inside your browser. It is never uploaded to QuantumData servers.
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AI Spend Intelligence

Total spent—
Average a month—
Possible savings—
Subscriptions a year—
To review—
AI Spend Summary
  • Sort every payment into a category.
  • Find recurring payments, duplicates and unusual payments.
  • Show trends and the savings you can act on.
Recommended Intelligence Flow
Statement → Columns → Categories → Recurring → Duplicates → Unusual → Trends → Savings → Brief
Transparent method: Categories come from words in the narration (or your own category column). Recurring = the same payee in 3+ months, about monthly. Duplicate = same payee and amount within the days you set. Unusual = 3× the payee's normal amount, large round amounts to one-time payees, or big Sunday payments.